I am just browsing the net searching how to increase my blog's view in order to generate adsense CPP when I stunbled to this site. This site www.ehow.com has its member a chance to post queries on how to do things and at the same time post ways or solutions to do such thing. It has this payment program for those who contribute by way of starting a new "how to topic" and putting in ways to do it or also giving or leaving a way or solutions to different posted "how to's".
They pay each contributor via Paypal. They even have this eHow Writers Academy to help you on how to increase your topic topic so that your chances of earnings will be up. It is in a way paid blogging only that topic on this site is ways or solution on how to do things.
I am one of the many guys trying to learn how to earn though the internet...paid blogging was one of the ways and the way to do it is via Google's Adsense. So why not try it yourself specially this times of financial crisis, its not bad to earn money on the sidelines....
Thursday, April 9, 2009
Website for "How to do" questions
Monday, April 6, 2009
Credit report anyone?
The current financial crisis has stricken our lives. The fear of losing one's job has always been lurking around us; who knows we might be the next. Another issue is one's credit report. I am a Filipino currently working here in Guam and its kinda hard to have a line of credit. I did have credit cards back in the Philippines and with that I thought it would be easy for me to get a credit card here in Guam. But to my surprise I was declined due to the fact that i don't have a credit record. The first financial institution and applied with sent me a letter that even though I provided my current Philippine credit card I have no credit card of sort based on their search in Experian.
I waited for quite sometime and wondered if I can apply to where I have a bank account. I did get the card after setting up a collateral account with a 110% deposit corresponding to the credit limit they granted me. I still asked them why was I not given a credit card when I have been a good credit card holder back in the Philippines. The answer was that probably even though I have a Philippine credit card and with an international credit card company the records in the US doesn't show that I had such.
I have been using my Visa card which was issued here in Guam for sometime and just awhile ago tried a free credit rating website freecreditreport.com and as expected I still don't have any credit report.
Question is why do we need to look after our credit report. One thing is, specially this time of belt tightening, we must make sure we have a good credit standing in order for us to avail of loans in the most worst time of need. Along side with the financial crisis cost of living is rising and sources of money are narrowing down.
Anyone who can help me know my credit report?I hope yours is good.....
Sunday, April 5, 2009
Bear market
As everyone is aware, we are in what investors say "Bear Market". It is a stock market situation characterize by a continuous drop in market and investor confidence in the market within a period of at least 2 months and a drop of about at least 20% of the financial market.
What does this thing mean to an ordinary people like you and me? Well as you know now companies are doing cost cutting measures to stay profitable in spite of the great lost brought about by this economic downturn. Back in the Philippines I heard the continuous job cuts and business closures just like that of Fedex who opted to transfer operations to China for cheaper operating cost, cutting working hours and salary reduction plans. Its a most for companies to do such to continually earn investor confidence in them and prevent owners from backing out their investment.
But in spite of the downturn, this period of market slump is also one of the awaited time for investors for every stock is on sale. It is more called "The Buyer's market" due to the fact that every stock in the trading floor is on sale. Its the best time for newcomers to the stock trading game to invest money because their money can afford to buy good stocks. You can visit online stock brokers to help you out in starting your investing experience. You can visit citiseconline.com to try their 7 day trial period. If you have no idea where to start and are afraid that just asking a stock broker will be with a heavy fee try attending free seminars offered by the PSE. You can visit their website pse.com.ph for schedule of free seminar on stock trading.
As they say financial ignorance is costlier so start educating yourself about the stock market and investing(yup I just started learning about these things and i'm now in my late 20's). Start reading the business section of the newspaper like Philippine Daily Inquirer and reading business and financial books like 8 Secrets of the Truly Rich by Bo Sanchez or Think Rich Pinoy by Larry Gamboa or Rich Dad,Poor Dad by Robert Kiyosaki
Gadgets Galore
Finally bought my new laptop after about two years of using my old and handy dandy Neo Laptop. I was canvassing for the past 6 months becuase I know laptops these days easily change and daily updates and upgrades are poppong out.
I was torn between an Acer laptop and a HP laptop. Acer has just been new to my consideratio list. Most of my preferences would be HP due to the fact that my former IT manager when I was till working with Orica Philippines suggest that capability and service wise, HP is the good choice than Toshiba and IBM. And so I shop aroound the limited computer retailers and shops here in Guam for the best price and got a glipse of an Acer with the so good features I wanted. But of course I still inquired about HP but to my dismay what is common to all the shops I inquired is Acer, Toshiba, and Asus.
There was a laptop that currently matches my specifications and it was an Acer unit. It has 3G Ram, 320G HDD, built in webcam, wifi ready, and a wide screen. Looking at the price of about $1,050.00 I quite have some hesitations. So I look at others. One notable one is the Asus brand. They are good units do but downside is price. I know the built of an Asus unit has been regarded as superior than other laptop thus the pricey tag. My mind was torn between these two and I ask the retailer to give me som time to thnin about it.
A week pass and i was ready to buy the Acer but to my surprise it was sold a day before. Being desperate for a laptop unit to aid me in my work...I settled for an Asus laptop for $1,200.00, quite pricey yet I am confident that this thing wont let me down in my work. With its 2G RAM, Core 2 Duo Intel processor, 250G HDD and 15.2" wide screen my work and surfing experiene will be up and running.
You can visit Asus.com for more info on their products.
Friday, April 3, 2009
Picture Happy
With the advent of technology, pictures are easily shared across the wires and across the globe. To the extreme, film can be easily made and shared to the internet. Life is now captured not only in a moment, but every single moment of it.
Looking at my friends profile, I feel kinda envious. I can see their happy faces in the photos that they posted on social networks. Looking into my own profile, it seems that I am all left alone and happiness is drained out of me. Probably I lost the passion to post and to write about the things that I feel. To the point that all is just passing by.
Sometimes I also wonder if the pictures posted are handpick only to show what each and everyone wanted to be seen. Nobody wanted to show one's bad story. Everybody lies. But as I always remember that being happy is one's choice and not the product of circumstances. But we are only human, most of the time we are irrational due to our poor foresight on our sorroundings. Life is a choice but to tell you the truth I myself have hard time choosing to be happy . Everyone is playing the game of life in a plain playing field.
Happiness is one's choice.
Monday, November 3, 2008
House diagnosis
House or House MD is a USA network series that I have been watching for quite sometime. I like the way the story goes and as I have been watching it I have realized an observation that is actually in effect in our daily lives.
Dr. Gregory House, the main character, is an atheist (as presented in the story). He is obsessed with solving cases which is a puzzle to the medical profession. His physical state demands that he take a pain reliever that in a way made him addicted to it that he can’t work or function well without taking it. In a way he was anti social because of his remarks on other characters in the story, and yet he is still look up to by his peers because of his skill.
Because of his atheistic belief he has confounded his analysis as a doctor to the things that are real. Things or rather sickness are cause by things that are real and not act of divine thus it could be solved as long as the symptoms lead him to the cause. Because of this way of thinking he is branded as heartless in a sense that he does not consider the patients or the relatives of the dying person when the case requires a procedure that will only have a 50-50 chance of success. He is obsessed with finding answers…for him there are no space for emotion.
If we see our lives like how Dr. House sees it that is focusing on the real and objective facts of life things would have been easy. Decision like whom we should save in case a pregnant woman is a perilous labor would have been easy. Emotion always make us confused on how would we proceed in our lives. It makes us hold back things that our logic tells us. Emotions like guilt, love, pity, and others make us stop and make the effects of passing time reduce our chances of making things right when we have the chance.
It has been like this in our lives: Emotion versus Reason.
Let me tell you my personal experience just recently. I came in the Philippines for a short vacation and one of my agenda is to meet old friends. One of them was my ex-girlfriend. We met to catch up with our lives and when I met I was wowed by her. She’s sexy and beautiful. That is my emotion telling me she is sexy and beautiful. If I follow what my emotions say I could have asked her back but my logic says we are friends. For me she is my friend. And I am happy that we are now friends. In most cases relationship that broke would cause the lives of two person miserable for the rest of their lives because of their emotion. Hate of the past still lurks in their hearts that every time their mind is lead to that relationship only pain lives in them. Thus this burden is carried from one relationship to another thus making it hard to live what life should be…..resentments what if they have fixed the problem and they are back again.
Again I tell you, it is natural for men to be attracted to the physical side of women and shut off their reason. In a relationship beauty is just a tiny part of it. That is why I chose to be friends with my ex-gf not because I am still holding back in case things go right but rather moving on and learning from that experience. Good thing we both grew up and move on with our lives and not burdened ourselves of the what ifs in case we will start another relationship. It is more of respect that I look up to her in that way and more of appreciation on her physical looks.
But also part of being human is emotional. I was trying to have time with the woman I am interested right now. Though she has made things clear I am still pursuing her….that my friend is emotion driving me even though my logical side says “okay move on next please!” But this quality is one of the things that makes us human, to feel.
We are not robots to do what we are program to do. We are humans to feel how to be hurt, to be in pain, in joy, to be satisfied, to be appreciated, to be free, to be happy and to be sad. Our feelings may not be objective or reasonable but without it where or what kind of life are we going to live.
The heart often says things not in accordance to reason, but sometimes following the heart although would not lead us to expectations will lead us to our satisfaction that at least we have tried. That we have made something instead of just accepting the fact that it is what it is.
There was an episode in the series that showed this emotion versus reason scenario. Dr. House was operating a young cancer patient since the symptoms points to the problem in the heart. In House mind he was just trying to figure out why is the kid having such sickness, a sickness separate from her cancer, and for him it would not matter if the girl survives the surgery. For him he needs to know what’s causing her hallucinations even though her physical body would not create such sickness. The girls heart stop and he was ready to call the time of death but Dr. Cuttie followed her emotion. This kid wouldn’t die just like that. She kept on reviving her and until she was revived. Because of that Dr. House was able to figure out what is wrong with that girl. Probably without Dr. Cuttie’s emotion Dr. House could have just accepted the fact that kid’s life just ends there….life will always be like this we must chose either to fight for our emotions or accept what the facts are telling us. It’s easy when we just follow the facts and hard if we let emotion rule our decisions but either way we have to choose.
Fish out of water
I got a chance to be back in the Philippines since my May visit. As I was about to leave the airport there’s this feeling that makes me uncomfortable. It’s kinda a fish brought out of the water. I know I am from the Philippines and yet the moment I step out of the airport it caught me. Probably I have adapted to the Guam atmosphere or it was just that my body clock is still sticking to the Guam time, a two hour difference, thus my body seems to reject the state that it was submerge into.
The last time I came here I asked how the country was after the successive financial blows brought about by the sub-prime woes of Wall Street. Gases were at the Range of Php 40-50, rice is at Php 30-40 range, and minimum jeepney fare is at Php 8.50. The groceries that your Php1, 000.00 can buy was reduced to half as much what you can buy a year ago. I asked the taxi driver I hired and told me that gas prices has already stabled but it would be nice if it would still go down so that at least they can make ends meet. Life here truly seems to be harder than a year ago.
As I step into my old apartment, I felt this uncomfortable feeling of limited space. I know I had live in this apartment for nearly 8 years and yet it seems that I am place in a tiny room were I can’t breathe. The light was dim and it added to my dizzy state. As if the place is too small for four people and yet this very same place served me and my three siblings in our college years. Probably I have not yet adjusted or I have not yet switched my adjustment button to condition my body to this Philippine setting.
I was early the next day to process my POEA clearance. The first observation was that traffic is bad and that everywhere seems to be scathe by the black smoke coming out of buses. Pollution lurks in the city…and yet so many Filipino’s still prefer to live in such place where employment is available. Anywhere you look people are trying there best to survive another day…either the right way or the wrong way. Where in the world will you find a bus still waiting for passengers to come to there bus even the traffic light is green.
Probably I have forgotten the life back in the Philippines. But I realize something in my short vacation, if Guam can do it why not Philippines? Simple traffic rules and yet everyday it is violated. Wages are low but the problem is people are choosy…at the same time unwise in their use of money. They complain that they don’t have enough to survive a day and yet they a have a cellular phone on their hand forward ridiculous text messages. Problem truly is in our Pinoy mentality…our culture of laziness and use of connection to politicians. Things could have been done to make our country a better place to live but we never make an effort to do it….
Sunday, September 28, 2008
Am I lucky?
I thought it was a joke being played on me. I was drag to a birthday/campaign party of one of the politicians here in
So we ate and listen to the music and there was a raffle. My co-employee insisted on buying ticket for the raffle but he has no lose change. I had $20 and so he bought a $10 dollar worth of tickets saying that if ever any of the tickets win it will go to me. As the winning tickets were drawn our hopes were down since most of the numbers were very far from our numbers. And then it came to the grand prize…I wasn’t taking anymore chances that I may win it but God does make us smile in the most wondrous ways….I won the grand prize!
At first I was happy because I won and then it dawn in me…how will I use that winning….I am busy at work and I have a lot to catch up. I’m telling myself this is a headache. Then my mind says that well you can sell it…yeah so that solves the problem.
Upon arriving at my apartment another thought came to me…maybe God wanted you to take a break and enjoy your life thus you got the prize. Probably that’s correct because I have been working and have no time for myself lately. Never really have a social life due to my inability to move around due to my not having a license and that there is not much place I can stay and enjoy the passing of time but only the four corners of the apartment….probably God wants me to go back to my home base….see my dearly family and my crazy friends and probably have again our weekly attendance at the Feast waving and putting our hands up in worshiping Him and having our silly chit chats over lunch and coffee talking about personal opinions and personal hurts and sharing advice on how to cope up with this irrational, complicated, yet wondrous world.
But up to now I am still dumbfounded and undecided regarding my prize…I should make a decision sooner or later or else I will forfeit it. I won a roundtrip ticket to
Monday, July 14, 2008
On Parenting
It has been a thought that someday I will be a parent. At my age of 27 I think I should start thinking about it and the hardship that comes with it. I don’t have children of my own yet nor am I married, but though I’m not yet there I have experienced the pain of being a parent. Yes there are joys of being a parent but let us not forget also the hurts that every parent has gone through, the same aches we gave our parents will also be experience…
When my father died the burden of overseeing some of my siblings came to me. I was already working then together with my sister that came after me in Manila. First it was more of a sibling quarrels. Sometimes we argue about our share in the rent and food and utilities. But then the family’s youngest girl came to study college followed by our second to the youngest boy. I am now the guardian of these two students and since we are somewhat on our own I and my sister shouldered all our expenses…except for the tuition of these two. It was ok at first but there were times when we quarrel. Sometimes my little sister complains because she always does the cooking or if I am strict on the budget for our weekly grocery. There was a point that my sister wants to buy a sofa which I disagreed due to the limited space of the apartment and still she insists that she buy. Then some old arguments come and being the eldest it hurts to see a younger sibling talk back to you…just like any other parent would feel. You wanted to make sure everything is covered or you just wanted to make sure that no waste of money so that when hard times comes you won’t have a hard time but she still insist on it. As if your decision as a parent was not respected and that you are even blamed for other issues. That’s how I felt. I stood there as their parent and it hurts to be not followed….the same way our parents could have felt when we are hard headed.
There are also times when our second youngest boy didn’t come home without any message that he won’t be home. I felt the worry each mom or dad would feel when their son or daughter is not yet home on the set time without any phone call or message that she or he would be late. And when they come and you begin to question where he went or spend the night he or she would just answer that he or she is old enough to take care of himself. And we will argue why he or she haven’t even sent a text message to inform us of his or her where abouts.
Another instance of pain a parent would feel is that when there very own child say “I hate you.” It happened to me already. My nephew who I have to look after once said that to me. I was there to look after him and I was helping him on his assignments. I could understand that kids just wanted to play but in came to the point that I have to force unto him the importance of study thus I have to stop him from playing and kinda raise my voice. He did stop playing but you can see in his behavior the anger thus when I gave him a break and ask him why he’s acting up he blurted it out. Those three words are painful especially when it comes from someone you love and care for. I tried to contain myself not to show emotion so that he wont think that I can be convince to let him just play. I went out for a while sat down and begun to think and then I cried for a moment. I felt the pain.
Sometimes I ponder when my own son or daughter would say that to me. How will I handle it or how will I face it. It makes me wonder how many pains each parent has to bear, hearing those words from a person they have created. From their own flesh saying those three words. Maybe the joys of being a parent outweigh the pain of being a parent. Maybe as time goes by they are so use to up already that it means nothing anymore when their child would say it to them.
Lately I was able to see my old college/crush’s Friendster account. She put her daughter’s picture. Her daughter is in a uniform probably in her kindergarten. I kinda smiled and emailed her commenting her that she has a cute baby. I also joke that most of our former college classmates are already married and have children of their own and I’m the only one left behind. Maybe that is how life is. We start to be children then we grow old to be parents. When we become parents we then realize the hardship our parents went through just to raise us. Maybe it’s my turn now to become a parent, a real parent. I know it would be hard but if in case I am able to convince this girl I have interest in will soon as my married friend said “ join the crazy bandwagon” of married people. Then we will start to be parents having heartaches and headaches with our children.
Thursday, July 10, 2008
Blogging in a new site
have recently join a blog site. I was able to know about this site through Yugatech and my good friend UPLB Teacher(he doesn't ant to be called professor) TJ Monserrat(did I get it right bro. Teej?). Blogging Pinoy is a multi authored blog which is focus in anything Pinoy. Lately the events of high gas price and typhoon Frank's devastation were the main topics but some authors wrote about their daily life experience as a Pinoy in the Pinas. As for me probably i will be focusing in life out of Pinas. I am currently here in Guam thus most of my blog will be more of a remembering type of blog.
Blog on!!!!
